AI Underwriting for Insurers

Action the Halo Effect to better align your underwriting decisions with risk

OUR SOLUTION

Discover lower operating costs and improved loss ratio

Insurer looking at financial metrics on laptop

Daisy’s AI Underwriting Solution uses both application data and relevant historical claims to better align underwriting decisions with risk.

Using our solution results in lower operating costs and improved loss ratio.

Male and female insurer looking at tablet with other male and female work colleagues siting at table behind them

With our AI Underwriting Solution, insurers can:

Identify fraud, waste, and abuse at the underwriting stage

Eliminate fraud before payments are made

Achieve significantly improved loss ratio as a result

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Male insurer presenting on company finances to male work colleagues

Our solution helps insurers:

Identify areas of risk more accurately

Reduce the likelihood of fraudulent claims and minimize losses

Minimize the portion of budget allocated to underwriting and administrative work

Book a demo →

Male and female insurers collaborating looking at a laptop

With our AI Underwriting Solution, insurers can:

Automate much of the underwriting process

Reduce the time required for manual policy issuance

Reduce the resources needed for manual policy issuance

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Male insurer talking to male and female clients

Our AI Underwriting Solution helps insurers:

Price policies more fairly with better risk assessment

Improve satisfaction and loyalty among policyholders

Deliver faster policy issuance, further improving the overall customer experience

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IDENTIFY RISK AND AVOID FRAUD

Mitigate emerging fraud and risk with Halo-based AI

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Cutting-edge AI

Our technology applies reinforcement learning, fuzzy logic, and a proprietary mathematical theory (Theory of Risk™) to resolve identities, detect suspicious claims and avoid costly fraudulent payments, all while automating claims processing. When complex cases require human intervention, investigators receive contextual guidance from Daisy that supports decision-making.

Personalized policies

Our solution analyzes data on individuals and their behaviors and compares them to historical peers and their claiming activity. This allows insurers to offer more personalized policies that are both better aligned with risk and meet the needs of each customer.

AI made simple

Our patented software runs autonomously, preventing human error in your underwriting process. Daisy takes the complexity out of artificial intelligence; we provide plain-language explanations for all our alerts.

Accurate underwriting decisions

Our AI Underwriting Solution actions the Halo Effect to deliver decisions with precision, reducing the risk of errors and improving the overall accuracy of underwriting decisions.