AI Underwriting for Insurers

Action the Halo Effect to better align your underwriting decisions with risk


Discover lower operating costs and improved loss ratio

Insurer looking at financial metrics on laptop


Daisy’s AI Underwriting Solution uses both application data and relevant historical claims to better align underwriting decisions with risk. 

Using our solution results in lower operating costs and improved loss ratio.

We’re offering


An AI Underwriting Solution that makes an impact

Male and female insurer looking at tablet with other male and female work colleagues siting at table behind them
With our AI Underwriting Solution, insurers can:

Identify fraud, waste, and abuse at the underwriting stage


Eliminate fraud before payments are made 


Achieve significantly improved loss ratio as a result

Male insurer presenting on company finances to male work colleagues
Our solution helps insurers:

Identify areas of risk more accurately


Reduce the likelihood of fraudulent claims and minimize losses


Minimize the portion of budget allocated to underwriting and administrative work

Male and female insurers collaborating looking at a laptop
With our AI Underwriting Solution, insurers can: 

Automate much of the underwriting process


Reduce the time required for manual policy issuance


Reduce the resources needed for manual policy issuance


Male insurer talking to male and female clients
Our AI Underwriting Solution helps insurers:

Price policies more fairly with better risk assessment


Improve satisfaction and loyalty among policyholders


Deliver faster policy issuance, further improving the overall customer experience



Mitigate emerging fraud and risk with Halo-based AI


The features that make us unique

Insurance AI Solutions

Cutting-edge AI

Our technology applies reinforcement learning, fuzzy logic, and a proprietary mathematical theory (Theory of Risk™) to resolve identities, detect suspicious claims and avoid costly fraudulent payments, all while automating claims processing. When complex cases require human intervention, investigators receive contextual guidance from Daisy that supports decision-making.
Insurance AI Solutions

Personalized policies

Our solution analyzes data on individuals and their behaviors and compares them to historical peers and their claiming activity. This allows insurers to offer more personalized policies that are both better aligned with risk and meet the needs of each customer.
Insurance AI Solutions

AI made simple

Our patented software runs autonomously, preventing human error in your underwriting process. Daisy takes the complexity out of artificial intelligence; we provide plain-language explanations for all our alerts.
Insurance AI Solutions

Accurate underwriting decisions

Our AI Underwriting Solution actions the Halo Effect to deliver decisions with precision, reducing the risk of errors and improving the overall accuracy of underwriting decisions.

Learn more about our tech

Interested in our AI Underwriting Solution?

Get in touch to see how Daisy is transforming risk management and policy issuance



+1 905-642-2629

Learn more about how we're identifying the Halo Effect to align pricing with risk while minimizing fraud, waste and abuse by eliminating it at the
underwriting stage.


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